Split bills.
Track spending.

Nest splits bills with friends, down to the GST, and keeps track of everything you spend.

Download on the App Store
Nest home screen

Scan a receipt.
Nest reads every line.

Point your camera at the bill. Nest picks out each item, along with the service charge, GST and any discounts.

Then tap who had what. Everyone's share is worked out for you, tax and all.

Expenses that
log themselves.

Pay with Apple Pay, or get a payment notification from your bank, and Nest adds the expense for you. No typing, and nothing forgotten.

Apple Pay Bank notifications Forwarded emails

Bank notification tracking needs iOS 27 on an iPhone that supports Apple Intelligence.

Added to Nest
Koufu Jurong PointFood · just now
SGD 18.50
StarbucksFood · 2m ago
SGD 7.40

See where your
money goes.

Every expense in Nest, split or just yours, is sorted into a category with its own emoji and colour.

Insights shows what you spent each day, week, month or year, and which categories it went to.

WeekMonthYear
June 2026SGD 581.19
Average per daySGD 27.68
Food67%
SGD 389.94
U
Uncategorised14%
SGD 79.49
Transport13%
SGD 77.51
Entertainment6%
SGD 34.25

Going away together?
Make it a trip.

Start a trip and add your friends. Every expense on it is shared with the whole group, so nobody gets left out of the bill.

When you're home, Nest settles the trip in as few transfers as possible.

Tokyo trip card
You and 3 friends
Hotel GracerySplit 4 ways
SGD 864.00SGD 216.00 each
Taxi from HanedaSplit 4 ways
SGD 52.40SGD 13.10 each

Paid in yen?
Settle in dollars.

Add expenses in any currency. Nest converts each one at a rate close to what Visa and Mastercard charge.

Everything adds up in your home currency, so settling up is just one number.

Tokyo
Sushi Zanmai¥12,400
SGD 111.60
Hotel Gracery¥96,000
SGD 864.00
Taxi to Shibuya¥3,200
SGD 28.80
1 JPY = 0.0090 SGDUpdated today

Settle up
in a few taps.

See who owes what across every bill and trip, all in one place.

When someone pays you back, record it in Nest and both of your balances update.

Balances
NicholasYou owe
SGD 7.80
JustinOwes you
SGD 11.00
ChloeOwes you
SGD 23.40

And a few more things.

Ask Nest

Ask how much you spent on food last month, or type "Lunch $12 with Sam" to add it.

Friends without Nest

Split with anyone by their Telegram username, even before they join.

Recurring bills

Add a subscription or a shared plan once, and Nest adds it for you every time it's due.

Questions

Is Nest free?

Yes. Nest is free to download and use. Nest+ is an optional subscription that raises each feature's monthly limit from 100 to 500 uses, and helps cover the cost of servers and AI.

Do my friends need Nest?

No. You can split with anyone using their Telegram username. When they join, they'll see everything you've already shared with them.

Is Nest on Android?

Not yet. Nest is on iPhone for now.

Your next dinner,
sorted.

Download Nest to split your next bill and see where your money goes.

Download on the App Store